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This time of year we get asked a lot about jewelry insurance, I am assuming Valentine's Day might have something to do with it? 

In a lot of cases you don't need a separate policy to insure your jewelry.  You just need to ensure you have the right personal property coverage from your homeowners insurance or renters insurance.  The coverage included in this policy is only for certain instances and set dollar amounts, so double check and know what coverage you have.  Click here to learn more about insuring your jewelry.