News
Home and auto insurers bombard everyone with slick ads telling them that they are in good hands and that they’ll be there for you in your time of need – just like a good neighbor. But the ugly truth is that deregulation has allowed insurance companies to carve up their policies over the last decade. Consumers are paying sky-high rates for policies that do not cover many of the perils you would expect. The Texas insurance market has become overwhelmingly complex, leaving many policyholders frustrated. Click here to read the full article.
This is why it has never been more important to have a relationship with your Insurance Agent/Agency. Your agent is your insurance educator and advocator, they can cut through the complexity of it all and make sure you have the coverage needed and arm you with the knowledge and peace of mind you deserve. An Independent Agent can take the frustration of rising premiums away by easily shopping your insurance with multiple carriers and finding the best coverage at the best price to meet all of your insurance needs.
This week is Spring Severe Weather Awareness Week. Though there is nothing that you can do to stop the storms there are a few precautions that you can take to give you some peace of mind when the big storm strikes. The spring storms in 2011 brought in approximately 160,000 insurance claims, which is tremendously high. When preparing for spring storms, take the time to go over your insurance coverage to make sure that you are adequately covered even if the worst disaster should occur. Review the full policy either on your own, or with an insurance agent or representative. This can help you to be certain that you won't be left with financial catastrophe following any damages that your precautions could not prevent. Click here to read the full article.
The Texas Department of Insurance has just approved a homeowners insurance rate hike for Allstate Insurance of 5.7% and 9.8% for its companies. Alex Winslow, executive director of consumer group, Texas Watch says "Allstate's rate increases, which run into the double digits, have made Texas rates, already the highest in the nation, making it unaffordable for fixed income homeowners." Click here to read the full article.
We know first hand how passionate classic car owners are about their vehicles. Whether kept indoors or occasionally driven, it is important to keep these vehicles insured. Insurance can protect your classic car against everything from water damage to collisions. Also, classic car insurance is very affordable, much less than standard vehicles. Click here to learn more about Classic Car Coverage.
Each year, Insure.com ranks the most expensive and least expensive automobiles to insure in the US.
Insure.com bases the rates on insurance for a single, 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage.
